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Emperor or donkey: Where does software end and service begin?
Deconstructing the chimera of B2B SaaS
Rajat Deshpande
Mar 23
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Emperor or donkey: Where does software end and service begin?
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The case for pessimism in financial services
The forces of entropy are strong!
Rajat Deshpande
Mar 15
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The case for pessimism in financial services
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Private labels + Credit - the silver bullet for saving B2B commerce
If some of the most talented startup entrepreneurs I know didn’t pursue their calling, I like to think they’d make terrific first responders. Running a…
Rajat Deshpande
Mar 9
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Private labels + Credit - the silver bullet for saving B2B commerce
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What does it take to disburse a Rs 20 crore loan digitally?
A lot, but hear me out
Rajat Deshpande
Mar 1
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What does it take to disburse a Rs 20 crore loan digitally?
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February 2023
What's the fuss about Account Aggregator anyway?
There was a lot to take away from the Economic Survey 2023-24, but one of the details that stood out to me was the fact that 1.1 billion bank accounts…
Rajat Deshpande
Feb 22
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What's the fuss about Account Aggregator anyway?
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Can TReDs pull some threads to capture its Rs 8 lakh crore opportunity?
Trade credit is the fuel that keeps the wheels of the economy turning. Thanks for reading FinBox Embedded Lending! Subscribe for free to receive new…
Rajat Deshpande
Feb 15
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Can TReDs pull some threads to capture its Rs 8 lakh crore opportunity?
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The internet won’t fix financial inclusion. What will?
I would start this week’s dispatch by telling you an economics joke but there seems to be no demand. With that lukewarm attempt at humor, I want to draw…
Rajat Deshpande
Feb 8
1
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The internet won’t fix financial inclusion. What will?
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Can KYC plug this $2 trillion hole in digital finance?
Necessary evil or unnecessary friction?
Rajat Deshpande
Feb 1
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Can KYC plug this $2 trillion hole in digital finance?
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January 2023
FinTech SaaS - can we separate value from price?
A few months ago, I wrote about the lessons I learnt while building a credit infrastructure company. In that edition of The Big Picture, I briefly…
Rajat Deshpande
Jan 25
1
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FinTech SaaS - can we separate value from price?
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Bank complaints rise! What do we learn?
Cues from the ombudsman, lessons from service design
Rajat Deshpande
Jan 18
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Bank complaints rise! What do we learn?
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Will these products save Indian Fintechs?
Of the many, many developments that shaped FinTech over the last year, steps taken towards regulating the space by the RBI and the funding winter are…
Rajat Deshpande
Jan 11
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Will these products save Indian Fintechs?
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My 23 FinTech cents for 2023
Your 23 point FinTech checklist is here!
Rajat Deshpande
Jan 4
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My 23 FinTech cents for 2023
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