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Scale-based rules, unscalable growth
On regulating NBFCs, crises, and the path forward
Sep 27
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Rajat Deshpande
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Scale-based rules, unscalable growth
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Credit decisioning — how to go from confusion to conclusion
Why 'fast and frugal' reasoning combined with the computing power of 'business rules engines' can be gamechanging for digital lending in India
Sep 13
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Rajat Deshpande
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Credit decisioning — how to go from confusion to conclusion
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August 2023
SEBI plays whack-a-finfluencer
Is it too early for a sophisticated regulatory code for finfluencers?
Aug 31
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Rajat Deshpande
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SEBI plays whack-a-finfluencer
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Scenes from a marriage: Will FinTechs and lenders become estranged?
Does lending really hold the key to revenue generation?
Aug 23
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Rajat Deshpande
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Scenes from a marriage: Will FinTechs and lenders become estranged?
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Can ONDC succeed in financial inclusion when the rest faltered?
What does the ONDC + OCEN equation mean for India's digital lending landscape?
Aug 16
•
Rajat Deshpande
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Can ONDC succeed in financial inclusion when the rest faltered?
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Can tech sow the seeds of a bumper harvest in India’s agriculture?
A federated data infrastructure for regional parity in agri credit
Aug 10
•
Rajat Deshpande
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Can tech sow the seeds of a bumper harvest in India’s agriculture?
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Bankers of tomorrow: How to catch and keep the elusive gen-hop
The future of banking is restless.
Aug 2
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Rajat Deshpande
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Bankers of tomorrow: How to catch and keep the elusive gen-hop
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July 2023
Is the Indian credit card market tumbling into mayhem?
A business model crisis is looming over the Indian credit card industry
Jul 26
•
Rajat Deshpande
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Is the Indian credit card market tumbling into mayhem?
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Was embracing riskier borrowers FinTechs’ biggest folly?
Almost everything worth doing is risky.
Jul 20
•
Rajat Deshpande
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Was embracing riskier borrowers FinTechs’ biggest folly?
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Software, pricing, and the inflation-deflation conundrum
Can softwares' deflationary power trample tomatoes' inflationary tendencies?
Jul 12
•
Rajat Deshpande
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Software, pricing, and the inflation-deflation conundrum
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What will propel the last mile of India’s microfinance story?
A little bit of regulation and a whole lot of innovation
Jul 5
•
Rajat Deshpande
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What will propel the last mile of India’s microfinance story?
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June 2023
GSTN on AA: Credit vs welfare?
Can credit and AA become the welfare state that India was supposed to be?
Jun 28
•
Rajat Deshpande
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GSTN on AA: Credit vs welfare?
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