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Why 60% of lending partnerships fail: Lessons in making scalable credit successful
Amongst the noise of leaders in the banking and FinTech space, there’s one message that’s echoing louder than all -- that tomorrow’s lending giants…
Feb 12
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Rajat Deshpande
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Why 60% of lending partnerships fail: Lessons in making scalable credit successful
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December 2024
Co-Lending's Trust Problem: When Banks and NBFCs Can't See Eye to Eye
Something is not quite right with the current Indian Co-Lending Model (CLM).
Dec 18, 2024
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Rajat Deshpande
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Co-Lending's Trust Problem: When Banks and NBFCs Can't See Eye to Eye
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GDP slowdown: Did everyone miss the woods for the trees?
The week started with a startling news of India’s GDP growth slipping from an anticipated 7.2% to an underwhelming 5.4%.
Dec 4, 2024
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Rajat Deshpande
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GDP slowdown: Did everyone miss the woods for the trees?
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November 2024
Cross-border lending: A new era for the Rupee?
Is the Rupee poised to challenge the dominance of the US dollar?
Nov 27, 2024
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Rajat Deshpande
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Cross-border lending: A new era for the Rupee?
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What a $12.5 billion fraud in Vietnam tells us about lending
A wake-up call for banking technology and fraud prevention
Nov 13, 2024
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Rajat Deshpande
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What a $12.5 billion fraud in Vietnam tells us about lending
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October 2024
How much interest rate is too much interest rate?
Are NBFCs becoming modern-day Shylocks?
Oct 23, 2024
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Rajat Deshpande
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How much interest rate is too much interest rate?
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Early warning system: Why NBFCs must act now to keep the wells from running dry
EWS: The way to stave off a liquidity crisis?
Oct 3, 2024
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Rajat Deshpande
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Early warning system: Why NBFCs must act now to keep the wells from running dry
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September 2024
Freefall: Can P2P lending grow out of RBI's iron fist regulations?
What's next for P2P lending in India?
Sep 18, 2024
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Rajat Deshpande
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Freefall: Can P2P lending grow out of RBI's iron fist regulations?
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August 2024
After unsecured retail loans, why is microfinance the latest focus of RBI?
The latest move to increase risk weights in MFI loans - a response to overheating?
Aug 15, 2024
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Rajat Deshpande
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After unsecured retail loans, why is microfinance the latest focus of RBI?
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Can banks get Indians to embrace savings (accounts)?
How banks can arrest the freefall of deposits
Aug 1, 2024
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Rajat Deshpande
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Can banks get Indians to embrace savings (accounts)?
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July 2024
Gen Z and Millennials: Driving Consumer Credit and Reshaping the India Story?
When does cosnumer credit become excessive?
Jul 18, 2024
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Rajat Deshpande
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Gen Z and Millennials: Driving Consumer Credit and Reshaping the India Story?
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High delinquency in sub-50k personal loans: A systemic risk warning or mere teething troubles?
An alternate viewpoint on the high delinquency in emerging loan segments
Jul 3, 2024
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Rajat Deshpande
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High delinquency in sub-50k personal loans: A systemic risk warning or mere teething troubles?
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