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Will UPI’s ‘digital public good’ status slip with the 30% cap on market share?
Why volume caps may not be the best way to foster competition
10 hrs ago
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Rajat Deshpande
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Will UPI’s ‘digital public good’ status slip with the 30% cap on market share?
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Getting Account Aggregator past its most critical crossroads yet
Balancing obligations and rewards for all players is the way ahead
Apr 11
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Rajat Deshpande
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Getting Account Aggregator past its most critical crossroads yet
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March 2024
Can SROs save the fintech sector from itself?
Will SROs succeed in making compliance the strong suit of Indian fintechs?
Mar 27
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Rajat Deshpande
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Can SROs save the fintech sector from itself?
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How can Indian banking become climate (change) friendly?
Balancing risks and rewards in lending to achieve net zero
Mar 13
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Rajat Deshpande
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How can Indian banking become climate (change) friendly?
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February 2024
Why are banks suddenly opening new branches in the digital era?
Will brick-and-mortar crush digital?
Feb 28
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Rajat Deshpande
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Why are banks suddenly opening new branches in the digital era?
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Will FinTechs sacrifice the pawn of innovation to win over the queen of regulation?
Will FinTechs continue to play the long game?
Feb 14
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Rajat Deshpande
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Will FinTechs sacrifice the pawn of innovation to win over the queen of regulation?
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January 2024
Can tomorrow’s Budget promise a decade of economic growth?
The makings of an economic powerhouse exist. What will be the way forward?
Jan 31
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Rajat Deshpande
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Can tomorrow’s Budget promise a decade of economic growth?
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Too close for comfort: Why banks and NBFCs will be hard to pull apart
What does rising interconnectedness between banks and NBFCs mean for India?
Jan 17
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Rajat Deshpande
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Too close for comfort: Why banks and NBFCs will be hard to pull apart
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Velocity for virtue: FinTechs' fast track to innovation in India
How ‘open knowledge initiatives’ and ‘platform cooperatives’ are setting the tone and tenor of the India fintech story.
Jan 4
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Rajat Deshpande
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Velocity for virtue: FinTechs' fast track to innovation in India
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December 2023
FinTech on steroids: The lenders’ recipe for ONDC success
Universal adaptability for universal accessibility
Dec 20, 2023
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Rajat Deshpande
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FinTech on steroids: The lenders’ recipe for ONDC success
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Can the ‘paradox of banknotes’ ever be reversed?
Digital payments are rising. But so is the demand for cash.
Dec 7, 2023
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Rajat Deshpande
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Can the ‘paradox of banknotes’ ever be reversed?
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November 2023
Is the RBI insecure about unsecured loans?
Is an NPA bubble in the making?
Nov 22, 2023
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Rajat Deshpande
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Is the RBI insecure about unsecured loans?
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