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The FinTech Divide: Why is credit no longer reaching where it’s due?
Swiggy just launched Crew, an invite-only concierge app for affluent customers who need help planning European vacations and securing international…
Jun 25
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Rajat Deshpande
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The FinTech Divide: Why is credit no longer reaching where it’s due?
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Scandals to Supremacy: Decoding the PSB revival no one saw coming
Here’s a fun nugget – Heads of public banks in India are so notorious for being wrong about their predictions that folks at Capitalmind built a tracker…
Jun 11
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Rajat Deshpande
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Scandals to Supremacy: Decoding the PSB revival no one saw coming
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May 2025
Can India’s ULI do a consent-based turnaround for financial inclusion?
Two nations, two philosophies, one challenge: universal credit accessibility.
May 28
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Rajat Deshpande
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Can India’s ULI do a consent-based turnaround for financial inclusion?
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RBI's Double Play: Digital Lending Guidelines & Co-Lending Tightened
RBI has been busy lately.
May 15
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Rajat Deshpande
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RBI's Double Play: Digital Lending Guidelines & Co-Lending Tightened
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April 2025
What can Smart FD teach lenders about product innovation
Picture Credit: Stable Money
Apr 30
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Rajat Deshpande
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What can Smart FD teach lenders about product innovation
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March 2025
The fraud crisis banking is much bigger than we thought. Here's why
The rising fraud cases in the banking and financial sector is not just another bunch of headlines popping up in the space, it is a sign of a much bigger…
Mar 19
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Rajat Deshpande
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The fraud crisis banking is much bigger than we thought. Here's why
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February 2025
Why 60% of lending partnerships fail: Lessons in making scalable credit successful
Amongst the noise of leaders in the banking and FinTech space, there’s one message that’s echoing louder than all -- that tomorrow’s lending giants…
Feb 12
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Rajat Deshpande
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Why 60% of lending partnerships fail: Lessons in making scalable credit successful
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December 2024
Co-Lending's Trust Problem: When Banks and NBFCs Can't See Eye to Eye
Something is not quite right with the current Indian Co-Lending Model (CLM).
Dec 18, 2024
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Rajat Deshpande
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Co-Lending's Trust Problem: When Banks and NBFCs Can't See Eye to Eye
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GDP slowdown: Did everyone miss the woods for the trees?
The week started with a startling news of India’s GDP growth slipping from an anticipated 7.2% to an underwhelming 5.4%.
Dec 4, 2024
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Rajat Deshpande
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GDP slowdown: Did everyone miss the woods for the trees?
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November 2024
Cross-border lending: A new era for the Rupee?
Is the Rupee poised to challenge the dominance of the US dollar?
Nov 27, 2024
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Rajat Deshpande
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Cross-border lending: A new era for the Rupee?
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What a $12.5 billion fraud in Vietnam tells us about lending
A wake-up call for banking technology and fraud prevention
Nov 13, 2024
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Rajat Deshpande
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What a $12.5 billion fraud in Vietnam tells us about lending
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October 2024
How much interest rate is too much interest rate?
Are NBFCs becoming modern-day Shylocks?
Oct 23, 2024
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Rajat Deshpande
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How much interest rate is too much interest rate?
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